Buying your first home is a new and exciting time, but with such a big purchase comes a lot of unknowns. A home is likely the most expensive purchase you will ever make, so it is important to know what your options are before you begin.
National Mortgage Loans
There are many different national loans that you can pick from, but four of the most common for first time home buyers are Conventional, FHA, USDA, and VA loans.
National mortgage loans are a good option for first time home buyers because they are available to everyone. They are more common than loans for every individual state because they are offered nation-wide.
New Jersey Mortgage Loans
The state of New Jersey has its own lending programs that are separate from the national loans.